The best thing we can do to keep down our life insurance premiums is to keep down our ailments and keep up our health.

One of the ways we can seriously look after our health is to watch what we eat. If, as the saying goes, we are what we eat, then I'm walking around looking like a chocolate cake which is never going to catch on. So, I'm going to take a look at the so-called super foods that promise to make me healthy, give me the skin and body I had twenty years ago, ward off cancer and make me live forever, in which case I'm going to need lower life insurance premiums if I have to keep payments up that long!

Tomatoes are the latest thing to be hailed as the super food. Their cancer fighting properties have long been heralded as the source of all nutrition and anti oxidants. To have a real benefit, you must eat tomato based meals at least twice a day. So, that could mean tomato juice with breakfast and salad with tomatoes at lunch. Or tomato soup at lunch and spaghetti Bolognese for dinner.

I can't help but think that this could get a little monotonous. And possibly turn you red. But hey, you'll have lower life insurance premiums.

Berries are also upheld in cookery books as life savers now, rescuing us from the perils of cancer and heart disease. Although it's true all natural foods have positive health benefits, if we consumed them in the quantities the health experts suggest, we'd be constantly eating (sounds like a plan to me!).

Health gurus are not the only ones to pick up on this idea. Supermarkets have upped the price of all foods that come with the tag of 'health benefit'. So, while we save on our life insurance, we'll be spending more on the food!

Super foods such as oats and yoghurt will not only build up your immune system from within but you can also slather them on your skin to instantly look ten years younger (or something like that!) All foods in the 'super' group will be natural. They will often have been discovered in some remote part of the countryside of Peru and be ridiculously expensive to import. They will also be ridiculously difficult to get into, spilling berries and pips and spitting juice everywhere.

Take a wander down the fruit and veg aisle at your local supermarket and you'll be overwhelmed at the variety of weird and wonderful looking stuff in all shapes and colours and you can be pretty sure they will all be packed with vitamins and minerals that will fight off cancer, remove the threat of some indiscriminate disease and give you the complexion that only comes with eternal youth.

You will however, be thin. Living off of fruit and veg will make you thinner. Paying for this over-priced food will mean you can afford less, making you thinner. You will save money on your life insurance premiums because you'll be healthier but you will have to sustain these payments longer because you will live longer. You will also be overwhelmed with the urge to buy more clothes because you'll think you look better thinner (not always conducive with reality). So, at the end of the day, it's all swings and roundabouts.