I have been engaged in a little bit of digging on the different ways to save money and have discovered some sound ideas amongst the ones that are not so valuable.
Suggestions that are not so valid are those that are unrealistic ("pay off your credit cards now and save interest" which you would have done if you could), lame (coupons and rebates and silly stuff such as that) and too much of a sacrifice (take public transportation, etc)

So, here are a few worthwhile ideas...

1. BUY GENERIC PRODUCTS - Do you truly need Betty Crocker cooking oil when you can get the exact same thing less expensively made by Albertson's? Multiply that across peanut butter, toilet paper (Target has the best!), other paper products like plates, breakfast cereal and you are looking at noticeable savings with no sacrifice!
2. LEAVE THE CREDIT CARDS HOME WHEN YOU GO TO THE BAR! - Drink less, be less of "Mr Big Spender", feel better in the morning!
3. USE VOIP - What's VOIP? Voice Over Internet Protocol. If you use SKYPE for instance, it costs really nothing and you can hold onto the expense of a traditional phone line. If you connect to the internet using Cable TV then you don't need a phone line at all.
4. GET PAID BY DIRECT DEPOSIT/ACH - Why does this save cash? Have you ever deposited a check and not taken a bit of cash out? If you get paid by ACH then you won't have that temptation!
5. PAY YOURSELF FIRST - This is more a savings plan then a way to save on things you are buying but it is all about more cash for you, right? Take 10% of each paycheck off the top and deposit into a different account that you don't touch. And FORGET it is there. You will find that you get by just fine without it and actually accumulate some savings. Some ways to do this... if you got a raise deposit that additional income into that account. If you paid off a debt continue to pay it but to yourself. Think of some ideas of your own.
6. SAVE ON AIR CONDITIONING/HEATING - Run the thermostat at minimum energy level (like at 50 degrees in the Winter) during the night and have a room heater. I have a tiny room heater that I purchased at the pharmacy for $21. That thing cranks. I hardly have to have it above the lowest level and it is sufficient to heat the room.
Save Cash On Gasoline And Other Things

7 TAXES - Restructure your total taken out of your paycheck. Take the extra dollars coming in and put it into a high yielding investment like a solid mutual fund or such and then keep the interest at the end of the year and give back the principle to the government so your tax payments are correct. Could be more like a bump than a savings.

8 CAR INSURANCE - Increase your car insurance deductible. By accepting a bigger deductible you can save 10-15% off your car insurance which could equal $100-200/year or more. If you are a lousy driver then don't choose this! (joke)

9 COMBINE YOUR PROVIDERS - You can combine your home phone, internet, cable tv, sometimes even your cell phone into one bill and save $50/month or more

10. CHOOSE RESTAURANTS WHERE YOU DON'T HAVE A WAITRESS - I have a place right down the road from where I live. You order at the counter and then go sit and they do bring the food but you are not expected to leave a tip..

11 HOME ENTERTAINMENT - You can sign up for a Blockbuster or Netflix membership and save considerably on your costly DVD watching addiction. Alternatively you can get a library card and not pay a penny for all the movies you can watch!

12. DITCH YOUR HEALTH CLUB - Too noisy, too dirty, a bit gross, meat market, kind of torture self inflicted... there are no shortage reasons to not enjoy going to the health club besides the cost. But a good old fashioned stroll or some sit ups are just as rewarding in most cases as anything you can do at the health club.

13 OPTIMIZE YOUR FUEL CONSUMPTION - Properly using water in your fuel system can save you up to 1/3 off gasoline costs for your auto by making the gasoline you buy perform better. If you pay $40/week for gas you might just save $600 or more per year!

14 CONVERT YOUR AUTO's ENGINE FROM GAS INTO HYDROGEN.
This is, by far, the best of all of the gas saving tips that you will find online.
The hydrogen gets extracted from water.
The information is can be downloaded online for less than one hundred dollars and we even refund if you purchasebuy it but you don't "get" it - but many have and you should too..
And we are available long hours to give free support if need be.
But really it is very simple and you should be able to do it quite easily in your garage all by yourself.
It really is a very fun feeling when you follow the instructions and do the installation and then start your engine and see it really does work.
You can perform a partial conversion and lower your fuel consumption 33% off or you can perform the full conversion.
If you do the full conversion you are set free from your oil addiction for the rest of your life. And your vehicle will love you. And you will be doing something great for the environment because the exhaust fumes from a hydrogen based engine are totally clean, cleaner than the air in most inner cities.